Investment Return Performance Comparison

 

FIXED DEPOSITS EPF ENDOWMENT POLICIES PROPERTIES BONDS & EQUITY FUNDS AHPS
RETURNS Annual yield is estimated at
2% - 3% p.a.
Annual yield is estimated at 4.25% - 6% p.a.

Annual yield is estimated at
5% - 6% p.a. Capital return guaranteed

Annual yield is estimated at
5% - 8% p.a. Capital return not guaranteed
Annual yield is estimated at
5% - 12% p.a. Capital return not guaranteed
Annual yield is fixed at 7% p.a. for the first 14 years Capital return guaranteed upon maturity
STABILITY Stable
Minimal risks involved.
Stable
Minimal risks involved.
Stable
Minimal risks involved.
Highly Volatile Sensitive to unexpected economic fallouts & changes in interest rates Highly Volatile Sensitive to internal & external economic factors & market changes Stable
Not vulnerable to market price swings & economic changes
COSTS OF ENTRY/EXIT None None Moderate
Agent's fees between 10%-20% of premium paid
High
Legal fees, Stamp duties, Mortgage insurance, Agent's fees are payable during purchase phase
Moderate
Broker's fees & Exit load charges
Minimal Transfer Cost at RM100
ANNUAL OPERATING COSTS None None Moderate
Part of the premium goes to pay agent's commission resulting in poor return /td>
High
Quit rents, Assessments, Maintenance charges, etc.
Moderate
Asset Management charges incurred by the Fund House
Low
Annual Property Maintenance Fees (RM20 )
DEFAULT & EVENT RISKS Low Low High
Policy holders are subjected to pay interest to issuer if failure to pay monthly premiums
High
If Purchaser is unable to make interest or principal payments to Financier or property developers' inability to complete the project
High
Funds issuer unable to make interest & principal payment due to heavy debt load , fall in value prices or regulatory changes.
Low Approved by ROC. A group of Trustee is appointed to ensure investors interest are protected
  • Why Invest?

    • Excellent Returns
    • Minimal Risk
    • Capital Protection
    • Capital Appreciation
  • Contact

    • Avenue Propeties Berhad
      C-3-1,Megan Avenue 1,
      No 189, Jalan Tun Razak,
      50400 Kuala Lumpur.
      Tel : 03-21613093 / 2563
      Fax : 03-21630053
    • Avenue Propeties Berhad (Sales 0ffice)
      C-2-3,Megan Avenue 1,
      No 189, Jalan Tun Razak,
      50400 Kuala Lumpur.
      Tel : 03-21664100

      E-mail: [email protected]
  • Email Us


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